My wife and I bank at a branchless bank called "President's Choice Financial". There're no bank fees on Interac withdrawals and most other transactions.

There's a high interest savings account(right now, 2.15%) which requires no basic amount to get the high interest.

There are reward food points on credit card transactions and bill payments.

Also note there's a low interest rate(5.75%, right now)line of credit that's on "the saving button" of an Interac machine. Why line up for services when most services can be delivered through a computer or a CIBC ATM machine?

Some technology is just great.

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